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PacifiCare of California

PacifiCare and its subsidiaries offer a number of products and plans for small groups and individuals in California. PacifiCare is devoted to the health of its members, as seen in the wellness and preventative care which are a primary feaature of every product they sell. PacifiCare members receive Health Credits for participating in health and wellness programs, which can then be applied in a unique PacifiCare rewards program. PacifiCare is committed to preventing illness and injury in its members, with an outstanding portfolio of plan solutions to protect you 'just in case'.

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PacifiCare of California Small Group Health Products

PacifiCare Signature Value® HMO:

This HMO solution offers comprehensive major medical coverage and enables members to coordinate all care through a network Primary Care Physician. HMOs are an affordable, reliable coverage solution for employers who wish to provide quality care without a lot of paperwork or cost fluctuation. Copayments are low and predictable, and members can rest assured they have quality coverage at a rate they can afford.

 

PacifiCare Signature® POS:

PacifiCare's Point of Service product offers a compromise between an HMO and PPO, enabling members to choose between in-network and out-of-network treatment. Members can control their spending by electing in-network care, or exercise their freedom to see the doctor of their choice without a referral.

 

PacifiCare SignatureOptions^SM PPO:

This PPO option gives members access to PacifiCare's outstanding provider network, and dissolves the required referral for specialist treatment. Members receive a higher level of benefits for keeping treatment within the network, or retain the option to seek out-of-network care.

 

PacifiCare Signature Independence^SM Indemnity:

This traditional fee-for-service product gives members the greatest amount of freedom, with the independence to see any doctor, in or out of the network, without a referral. Members who choose this plan must been an annual deductible, and typically pay a slightly higher monthly rate.

PacifiCare Signature Freedom^SM SDHP:

PacifiCare's Self Directed Health Plan provides members with the choice and flexibility of a PPO, plus an annual Self Directed Account (SDA) to allocate funds as they choose. Members who select this option have freedom in selecting a network physician, and any unused SDA funds can be carried over to the following year.

 

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As insurance regulations vary and offerings shift, the products described may not be available in all areas. Please request additional information from PacifiCare in your area for specific details and availability.