Group Health Incorporated is devoted to providing reliable, quality benefit coverage to business owners in New York state and beyond. They offer an expansive suite of products for businesses with 2-50 employees, as well as for larger organizations with 50 or more. GHI offers a number of solutions for customers in various areas of New York, so request additional information to ensure the product you would like to purchase is available in your area.
GHI PPO Plans:
GHI PPO and GHI PPO Share offer complete medical coverage, in-network discounted rates, and coverage for most out-of-network treatment. These products require no referral, and no designation of a Primary Care Physician. Plus, several cost saving options are available to keep your out-of-pocket costs low.
GHI EPO Products:
GHI EPO and GHI EPO Share provide comprehensive major medical coverage , in-network coverage, and low coinsurance structures. Like a PPO, these products require no referral and no PCP, with cost saving features available for integration.
GHI also offers three region-specific EPO products: GHI Brooklyn Healthworks EPO Max, GHI Brooklyn HealthWorks EPO Total and Healthy New York EPO. The Brooklyn suite is a low cost option for Brooklyn residents, providing basic medical coverage, in-network benefits and additional cost-related allowances.
The Healthy New York EPO is available to uninsured small businesses as well as sole proprietors, and offers complete coverage in-network without referral. In order to take part in the Healthy New York EPO, you must reside in: Bronx, Kings (Brooklyn), Nassau, New York (Manhattan), Queens, Richmond, Rockland, Suffolk and Westchester.
GHI HMO Options:
The GHI HMO and GHI HMO Value Plan products provide comprehensive medical coverage at a low, predictable cost level. All treatment must be sought in-network, and referrals are necessary in order to seek treatment from anyone beside your Primary Care Physician. Members of the Value Plan have the option of adding Direct Access (no referral) to their plan.
GHI POS Solutions:
The GHI POS option brings together the affordability and coverage of an HMO with the provider choice of a PPO. Members receive maximum coverage, as well as access to the massive GHI network of over 44,000 provider locations across New York state.
As insurance regulations vary and offerings shift, the products described may not be available in all areas. Please request additional information from Group Health Incorporated in your area for state-specific details and availability.
