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Blue Shield of California (BS CA)

Blue Shield of California offers a number of coverage solutions designed to suit all of California's unique business situations. Their health plans provide optimum choice, member control and scalability for companies of all sizes. Blue Shield is nationally established as a trustworthy, reliable coverage provider, and remains committed to providing outstanding customer satisfaction at every level, whether you work in a company of 2 or 200.

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Blue Shield of California Small Group Health Products

Access+ HMO^SM Plans:

Blue Shield of California is happy to offer HMO products which provide low, predictable copayments with comprehensive medical coverage. Keep costs low by keeping treatment in-network, and managing all care through a Primary Care Provider.

 

Shield Spectrum PPO^SM Plans:

These PPO options give members direct access to their health care providers, without a formal referral process or primary physician to approve care. These options give members a wider level of control over their care, as well as the freedom to seek out-of-network care.

 

Shield Spectrum PPO^SM Savings Plans:

In addition to the standard PPO offerings, Blue Shield also offers PPO Savings options with a wide range of benefit and deductible customization levels. In addition, these products are designed to be compatible with a Health Savings Account (HSA).

 

Active Choice^SM Plans:

Blue Shield's Choice Plans offer comprehensive coverage at a lower overall cost to the employer. They cover care both in and outside of the provider network, offer flexible prescription drug coverage and allow first-dollar service coverage.

 

Added Advantage POS^SM Plan:

This Point-of-Service option offers the convenience and predicted out-of-pocket costs of an HMO, with the expansive network of the Blue Shield PPO. These plans provide the best of both worlds, uniting the affordability of an HMO with the provider choice of a PPO.

 

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As insurance regulations vary and offerings shift, the products described may not be available in all areas. Please request additional information from Blue Shield in your area for state-specific details and availability.