BlueCross of California (BC CA)
BlueCross of California is proud to offer a wide range of products and options for small employers in the Golden State. California has a business climate unparalleled in the nation, and BlueCross celebrates that unique quality with a number of products and tools to support its workers. With plan suites designed for small businesses (2-50 employees) as well as larger organizations (51+), BlueCross of California is certain to have the right option for your business. No two companies are alike; choose the health insurance provider with the flexibility to support your employees while maximizing your investment.
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BlueCross of California Small Group Health Products
BC CA PPO Product Suite:
BlueCross offers a number of EmployeeElect PPOs to enable employers to keep the freedom and flexibility a PPO provides employees, with the options to pick the PPO which best suits the company's bottom line. PPOs offer members coverage when seeking care from a broad network of physicians, without any need for a Primary Care Physician or approved referrals.
- Basic PPO
- Saver PPO
- PPO $40 Copay
- PPO $35 Copay GenRx
- PPO $30 Copay
- Advantage PPO $25 Copay
- Premier PPO $20 Copay
- Premier PPO $10 Copay
BC CA Power HealthFund Product Suite:
These unique offerings from BlueCross place spending power in the hands of the member, as well as enable immediate benefits without a deductible. Both options offer first-dollar coverage, such that a member is allowed a set dollar amount (either $500 or $750) to spend on covered services before paying any deductible. Once the set amount has been spent, then the deductible comes into play.
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BC CA HMO Product Suite:
A historically popular choice for employer plans, HMOs offer comprehensive coverage, limited flexibility, and the lowest available pricing. Employees must specify a Primary Care Physician, who becomes their primary point of contact for all medical issues, administering referrals and controlling any additional treatment. Members keep costs low by seeking only in-network treatment, and enjoy comprehensive coverage with minimal compromise.
- Power Select HMO
- HMO 100%
- Classic HMO
- Saver HMO
BC CA HSA-Compatible Product Suite:
Health Savings Accounts represent the latest wave in insurance products, placing a much stronger power and responsibility in the hands of the consumer. These plans are comprehensive, high-deductible coverage options which are designed to work in conjunction with a tax-exempt Savings Account (HSA). These accounts are tax-free savings environments which members then pull from to pay for health expenses however they see fit. It's your investment, you decide how to spend it.
- PPO 2400 HSA Compatible Plan
- PPO 3500 HSA Compatible Plan
- High Deductible EPO
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As insurance regulations vary and offerings shift, the products described may not be available in all areas. Please request additional information from BlueCross in your area for state-specific details and availability.
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